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Table 3 Potential negative effects of risk equalization and/or risk sharing

From: A framework for ex-ante evaluation of the potential effects of risk equalization and risk sharing in health insurance markets with regulated competition

18

Cost of data collection and preparation

19

Reduction of cost control

20

Unnecessary services to code a diagnosis

21

(Fraudulent) change of the diagnostic code (e.g., upcoding of diagnoses to more serious conditions) and other distortion of the information reported to the regulator

22

Reduction of prevention