Table 2 Binary logistic regression on ownership of health insurance

Residence

Urban

Ref

Ref

Rural

1.163

0.950–1.423

Wealth status

Poorest

Ref

Ref

Poorer

1.058

0.811–1.381

Middle

1.235

0.925–1.649

Richer

1.700**

1.202–2.318

Richest

1.445*

0.987–2.117

Age

15–19

Ref

Ref

20–24

1.045

0.805–1.356

25–29

0.991

0.715–1.374

30–35

0.800

0.551–1.161

35–39

1.044

0.705–1.549

40–44

0.987

0.654–1.489

45–49

0.644**

0.419–0.993

Ecological zone

Coastal zone

Ref

Ref

Forest zone

2.863***

2.393–3.426

Savannah

2.167***

1.580–2.972

Religion

Catholic

Ref

Ref

Anglican

1.231

0.515–2.944

Methodist

1.010

0.692–1.475

Presbyterian

0.859

0.576–1.282

Pentecostal/charismatic

0.747*

0.577–0.968

Other Christian

0.571***

0.421–0.775

Islam

0.862

0.630–1.179

Traditionalist/spiritualist

0.252***

0.146–0.437

No religion

0.375***

0.237–0.595

Other

1

Ethnicity

Akan

Ref

Ref

Ga/dangme

0.548***

0.392–0.762

Ewe

1.110

0.880–1.454

Guan

0.651

0.401–1.057

Mole-Dagbani

1.248

0.909–1.712

Grusi

1.852

1.112–3.062

Gurma

0.470

0.319–0.692

Mande

4.382

1.783–10.733

Other

1.018

0.570–1.817

Education

No education

Ref

Ref

Primary

1.341*

1.054–1.707

Secondary

1.999***

1.578–2.503

Higher

1.702*

1.030–2.814

Occupation

Not Working

Ref

Ref

Working

0.977

0.802–1.191

Marital status

Single

Ref

Ref

Married

1.396**

1.123–1.735

Cohabitation

1.012

0.792–1.296

Parity

Zero birth

Ref

Ref

One birth

1.570**

1.190–2.073

Two births

1.840***

1.340–2.525

Three births

1.436*

1.010–2.040

Four births or more

1.652**

1.167–2.360